Krispy's Blog

We start the new year with our usual quarterly look at the MYC4 portfolio performance.

The final quarter of 2012 was the strongest in three years in terms of volume with more than 1,075,000 euro disbursed. The positive growth trend of the previous three quarters thus continued which is clearly illustrated in the graph below. It is positive to note that the performance of the portfolio continues to be very strong. Around 73 % of the amounts disbursed in the last three years by the current providers has been paid back, 24 % is being paid back on time, 1.5 % is being repaid late, and net defaults are still kept below 2 %.

The Portfolio Performance Graph above shows the performance of loans disbursed since 2010 divided by quarter of disbursement. The colour blue shows funds that have already been repaid, green shows amounts that are being…